Ruinous! Simply ruinous!

I would just like to state for the record that this year of research leave has been simply ruinous for the bear finances. Not only are bears supporting two households, but someone saw fit to hand Buffy a credit card for emergencies before she headed off on her cruise. Apparently a desire for Sergio to deliver champaign flutes of mango sorbet at 2am constitutes an emergency.
I am shocked and appalled by the fiscal laxity that has been on display.